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Embedded Finance

digital lendingdigital transformationEmbedded Financemega banksneobankpaytech
·Nov. 19, 2021

Digitizing banks with better BNPL, Underwriting, and Anti-Fraud Tech, with Amount CEO Adam Hughes

In this conversation, we chat with Adam Hughes – the Chief Executive Officer at Amount, a technology company focused on accelerating the world’s transition to digital financial services via its digital retail banking platform, world-class digital authentication & fraud prevention tools, and ecommerce point-of-sale financing technology.

More specifically, we touch on digital lending industry Buy Now Pay Later (BNPL), as well as the trends of working with large banks and enabling their digital transformation to access some of these themes as part of embedded finance and banking-as-a-service.

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Chinadigital transformationEmbedded Financeinsurtech
·Jan. 22, 2021

Embedded Finance as a $7 trillion market opportunity for banks in the business of suffering, with Simon Torrance

In this conversation, we talk all things embedded finance, platform banking, and APIs with Simon Torrance – one of the world’s leading thinkers on business model transformation, specializing in platform strategy, breakthrough innovation and digital ventures.

There’s an enormous gap between the financial needs of humanity and what the financial sector is able to deliver there. This gap is being filled by tech-savvy solutions and embedded finance plays which are putting into question the role of a bank in this new ecosystem.

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Embedded Finance
·Nov. 29, 2023

Embedded lending can solve BNPL’s in-store checkout problem

Checking out in a physical store often involves special hardware that can create a barrier for BNPL adoption. Embedded lending is the solution.
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Embedded lending vs BNPL
Lending
·Aug. 28, 2023

Embedded lending vs. BNPL: An investigation into the key variations

While BNPL has garnered most of the headlines in recent years, developments in embedded lending may end up having a more lasting impact on point of sale financing
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Embedded Finance
·May. 20, 2024

Embedded lending’s many considerations

Embedded consumer lending offers many benefits over BNPL. Working with a BaaS provider like Finastra allows banks to control their roadmap.
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Embedded Financemonetization / commercialpaytechventure capital
·Jan. 18, 2021

Explaining ~100x revenue multiples for Affirm, Checkout, Rapyd, and other fintech companies using systems theory

This week, we look at:

  • Over $1 billion in raises announced last week, and over $10 billion in Fintech company value creation: Checkout.com with $450 million at a $15 billion valuation, Affirm more than doubling after its IPO to $30 billion, lending enabler Blend raising $300 million, and payments enabler Rapyd raising $300 million.

  • A systems theory framework that explains the stocks and flows of goods and services, and what monetization strategies are available to fintechs

  • How transactional models are thriving and creating 50-100x revenue multiples

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Auction or law gavel on a computer keyboard. Law legal technology
Embedded Finance
·Nov. 2, 2023

How 1033 May Impact Embedded Finance

The financial sector is set to see a shift in the light of proposed data rate rules. The impact on embedded finance may be unexpected.
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Banking
·Mar. 1, 2024

How a fintech created the first digital bank in a Brazilian favela

Digital bank G10 is the first of its kind in a Brazilian favela, low-income areas which together account for roughly 17 million citizens.
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AI
·Feb. 1, 2024

How AI will deliver more customer-centric products

Galileo’s CPO, David Feuer, said AI and improving infrastructure allow financial services innovators to create more responsive products, including in BNPL.
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Embedded Finance
·Aug. 9, 2023

How Embedded Financing is Transforming the Home Improvement Industry

When an emergency expense happens for a homeowner advances in embedded finance makes it easier for both the contractor and the homeowner
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