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FintechUSA
·Jul. 13, 2020

The Role of Banks in Closing the Racial Wealth Gap

American Banker has an in-depth piece about how banks can work to close the wealth gap; before they can do...
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FintechNews Roundup
·Apr. 22, 2019

Chinese Banks Should Expand Their Credit Card Offerings

In China only prime consumers have credit cards with just 21% of the population carrying one; the delinquency rate on...
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FintechNews Roundup
·Jan. 18, 2019

Digital Banks and Big Tech Are Starting to Look Similar

Chris Skinner writes in The Finanser that big banks are hiring people from the big tech firms and at the...
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FintechNews RoundupUSA
·Jan. 22, 2018

Credit Card Losses Widen

The big four US retail banks saw nearly a 20% jump in losses from credit cards in 2017; there are concerns of consumers being able to keep up with their debt; Citigroup, JPMorgan Chase, Bank of America and Wells Fargo saw a $12.5 billion hit from credit card loans last year, up around $2 billion from a year ago; delinquencies still remain less than half of what they were in the financial crisis; the FT shares other data on credit card issuance, repayments and the profitability of credit cards for banks. Source

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FintechNews Roundup
·May. 10, 2019

Big Banks Spending Billions on Technology

Santander announced recently that it will spend €20 billion ($22 billion) on digital transformation through 2022; JPMorgan Chase has said...
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FintechNews RoundupUSA
·Mar. 21, 2019

Competition for Deposits in the US

A recent research note from Bank Policy Institute shares how big and smaller banks are fairing in the fight for...
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FintechNews RoundupUSA
·Jan. 7, 2019

Online Bank Content Inaccessible, Study Says

VisibleThread recently launched their 2018 clarity report on the state of U.S. Banking Communications and among the findings is that...
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