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cash flow underwriting
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cash flow underwriting

Home
·Nov. 4, 2025

Why Your Loan Portfolio Models Are Lying to You (And What to Do About It)

Your early delinquency rates are ticking up. Your quarterly vintage reports show deterioration. The ground is shaking, but you don’t...
Read Full Story
Home
·Aug. 5, 2025

Nova Credit Sees BNPL Flashing Consumer Warning Signs

It’s gonna get worse before it gets better. With what we see with increasing prices because of the tariffs and...
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Home
·Jul. 29, 2025

Why Every Lender Should Be Using Cash Flow Underwriting Today

And what’s really stopping them from doing it I believe that cash flow underwriting is the greatest innovation in lending...
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Open Banking
·Jan. 23, 2024

Plaid is Everywhere in Fintech Today

Plaid is becoming the glue that connects so much in financial services. Here is a rundown of just some of their recent developments.
Read Full Story
Opinion
·Jan. 3, 2022

The seven 2021 fintech trends that will shape 2022

There are a number of fintech themes coming out of 2021 that will have a dramatic impact on the industry in 2022. Here are our top seven trends: Buy now pay later, fintechs going public, overdraft fees, embedded finance, cash flow underwriting, CBDCs and Web3.
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Popular
·Sep. 4, 2025

Fintech IPOs on Deck, U.S. Data Fidelity in Spotlight

Tariff fears have abated momentarily as the courts have partially rejected Trump’s trade war strategy, earnings reports have been smoking...
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Popular
·Jul. 29, 2025

Renton’s Take on Cash Flow Underwriting

Where is there room for innovation in consumer lending? It’s a question founders in fintech have been asking for over...
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Lending
·Jun. 4, 2024

Plaid launches a new product to take cash flow underwriting mainstream

Plaid has announced a new cash flow underwriting tool call Consumer Report that is the most comprehensive offering for lenders yet.
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Fintech
·Jun. 15, 2023

Credit and Underwriting – Best Practices for Uncertain Times

At Fintech Nexus USA the Credit & Underwriting track is always one of the most popular. Here is a description of the track and links to the audio of all the sessions.
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Podcasts
·Oct. 8, 2021

Podcast 318: Steve Smith of Finicity

Our next guest on the Fintech One-on-One podcast is Steve Smith, the CEO, and co-founder of Finicity. Finicity has been a real pioneer in the open banking space, or as Steve likes to call it an open financial data network, which is probably more accurate.

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